Terms and Conditions — Swert99 Online Betting Philippines

1. Introduction

Welcome to Swert99. These Terms and Conditions ("Terms") form a legally binding agreement between you ("the Player") and Swert99 ("the Platform", "we", "us", "our") governing all access to and use of the Swert99 website at swert99.app, including sports betting, card games such as Tongits and Pusoy, promotional features, and all related services.

By registering an account, making a deposit, or placing any bet on Swert99, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety. These Terms apply to all registered players accessing the Swert99 platform from the Philippines.

These Terms should be read together with the Privacy Policy and the Responsible Gaming Policy, both of which form part of your agreement with Swert99.

2. Eligibility

To create an account and use the Swert99 platform, you must meet all of the following eligibility requirements at all times:

• 1You must be at least 18 years of age. Swert99 does not permit registration or play by individuals under the legal gambling age. Age verification may be requested at any time.
• 2You must be accessing Swert99 from a jurisdiction where online betting is not prohibited by applicable law. It is your responsibility to verify that online betting is legally permitted in your location.
• 3You must be registering and playing on your own behalf — not on behalf of another individual or as an agent for a third party.
• 4You must not be an employee, consultant, or contractor of Swert99 or any affiliate, nor a family member of such a person.
• 5You must not currently be subject to a self-exclusion or account suspension imposed by Swert99 or any affiliated platform.
• 6You must not have previously had a Swert99 account terminated for breach of these Terms.

3. Account Registration

Each player may register only one account on Swert99. Operating multiple accounts — whether under the same or different names — is strictly prohibited and constitutes grounds for immediate account termination and forfeiture of any balances in those accounts.

Swert99 reserves the right to close or suspend any account at its discretion, including where Terms violations are detected, where fraudulent activity is suspected, or where information provided at registration is found to be inaccurate.

4. Deposits & Withdrawals

All transactions on Swert99 are conducted in Philippine pesos (₱). The minimum deposit is ₱100. The following payment methods are accepted for deposits and, where applicable, withdrawals:

Withdrawals will only be processed to payment methods previously used to deposit on your Swert99 account. The minimum withdrawal amount is ₱200. Swert99 reserves the right to request verification before processing any withdrawal. There are no withdrawal fees applied by Swert99, though your payment provider may apply their own charges.

5. Betting Rules

All bets placed on Swert99 are subject to the following general rules. Sport-specific and game-specific rules may apply in addition to these general conditions and are available within the relevant section of the platform.

• 1Bets are only valid once confirmed by the Swert99 system. A confirmation message will be displayed after a successful bet placement. Bets that fail to receive a confirmation are not valid and no funds will be deducted.
• 2The minimum bet per selection on Swert99 is ₱50. Maximum bet limits vary by market and are displayed at the time of bet placement.
• 3Once a bet is confirmed and accepted by Swert99, it cannot be cancelled except where the Swert99 cashout feature is available for that specific market.
• 4In the event of an obvious error in odds — including but not limited to palpable errors or technical glitches — Swert99 reserves the right to void affected bets and return stakes. This includes situations where incorrect odds have been accepted in error.
• 5For live in-play betting, odds are subject to change at any time. Bets accepted before a significant match event (goal, red card, injury, etc.) are honoured at the odds displayed at the time of acceptance.
• 6Swert99 reserves the right to limit, restrict, or decline any bet from any player at its discretion.
• 7Parlays and accumulator bets are governed by the same rules as individual selections. If any leg of a parlay is voided, the parlay will be recalculated based on the remaining valid selections.

For card games including Tongits and Pusoy at Swert99, specific game rules are displayed within the game interface. The outcome of all card games is determined by the certified random number generator, the integrity of which is independently maintained and auditable.

6. Bonuses & Promotions

Swert99 offers a variety of bonuses and promotions to new and existing players. Each promotion is subject to specific terms that will be communicated clearly at the point of offer. The following general bonus conditions apply across all Swert99 promotions:

The Swert99 Refer a Friend programme is subject to its own specific terms. Referral bonuses are credited after the referred friend registers a new, verified account, makes a qualifying minimum deposit, and completes the required number of qualifying bets. Full details are available on the Refer a Friend page.

7. Prohibited Conduct

The following activities are strictly prohibited on the Swert99 platform and constitute grounds for immediate account suspension, balance forfeiture, and potential legal action:

• 1Match Fixing and Integrity Violations. Placing bets with knowledge of pre-determined outcomes, or engaging in any conduct that compromises the integrity of a sporting event or card game.
• 2Collusion. Coordinating with other players to gain an unfair advantage in card games, including but not limited to chip dumping, sharing hand information, or coordinating betting patterns.
• 3Use of Automated Tools. Using bots, scripts, or other automated tools to place bets, manage accounts, or interact with the Swert99 platform in any way that provides an unfair advantage.
• 4Money Laundering. Using Swert99 to deposit, transfer, or withdraw funds derived from illegal activity, or to process funds in a manner designed to obscure their origin.
• 5Fraudulent Chargebacks. Initiating fraudulent chargeback requests with payment providers for deposits made to Swert99.
• 6Exploitation of Technical Errors. Deliberately exploiting technical errors, incorrect odds, or system glitches to gain an unfair advantage. Any winnings derived from such exploitation may be voided.
• 7Impersonation. Registering an account using another person's identity, documents, or payment methods.

8. Responsible Gaming

Swert99 is committed to promoting responsible gaming and providing tools that help players maintain healthy habits. The following player protection tools are available directly from your Swert99 account settings:

If you are concerned about your gambling habits or those of someone you know, Swert99 urges you to visit the Responsible Gaming page for detailed guidance and support resources available to Philippine players. By using Swert99, you acknowledge that gambling should be treated as entertainment, not as a source of income.

9. Privacy & Data

Swert99 collects, processes, and stores personal data in accordance with the Privacy Policy, which forms part of these Terms. By registering on Swert99, you consent to the collection and use of your personal data as described in that policy.

Swert99 will only share your personal data with third parties where required by applicable law, or with payment processors and verification service providers necessary for the operation of your account. Your data will not be sold to third parties for marketing purposes.

You have the right to request access to, correction of, or deletion of your personal data held by Swert99. Data requests can be submitted to support@swert99.app. Swert99 will respond to all data requests within 30 days in accordance with applicable Philippine data protection regulations.

10. Limitation of Liability

To the fullest extent permitted by applicable Philippine law, Swert99's liability to any player shall be limited to the amount of funds held in that player's account at the time the claim arises. Swert99 shall not be liable for:

• 1Any loss of profits, revenue, or opportunity arising from the use or inability to use the Swert99 platform.
• 2Any indirect, consequential, or special damages arising from your use of Swert99, even if Swert99 has been advised of the possibility of such damages.
• 3Service interruptions, technical failures, or delays caused by factors outside Swert99's reasonable control, including internet disruptions, third-party payment processor outages, or force majeure events.
• 4Any losses resulting from your failure to keep account credentials secure or your failure to comply with these Terms.

Nothing in these Terms excludes or limits Swert99's liability for fraudulent misrepresentation, death or personal injury caused by negligence, or any other matter that cannot be excluded by law.

11. Amendments to These Terms

Swert99 reserves the right to amend, update, or replace these Terms and Conditions at any time. When material changes are made, Swert99 will notify registered players via the email address associated with their account and will post a notice on the platform for a minimum of 14 days before the amended Terms take effect.

Your continued use of the Swert99 platform after the effective date of any amendment constitutes your acceptance of the updated Terms. If you do not agree with the amended Terms, you should stop using the platform and request account closure before the effective date.

12. Contact & Disputes

If you have questions about these Terms and Conditions or wish to raise a dispute regarding your Swert99 account or a settled bet, please contact the Swert99 support team through the following channels:

Swert99 will make every reasonable effort to resolve disputes promptly and fairly. In the event that a dispute cannot be resolved through direct contact with Swert99 support, you may escalate the matter through applicable Philippine regulatory channels.

These Terms and Conditions are governed by the laws of the Philippines. Any legal proceedings arising from these Terms shall be conducted in Philippine courts of competent jurisdiction.